What Are the Best Cash Back Apps?

With the uncertainty of today’s job market, we have all heard the recent advice of many financial experts. That advice is to seek out multiple streams of income. The additional income stream does not necessarily need to be an amount equal to your main source of income.

It could just be a small way to supplement your income, even if it’s just enough to cover one regular monthly expense. Most people have a limited amount of free time. Cash back or Reward apps do not require a lot of your time and can be great for earning additional income but what are the best cash backs apps?

Top Picks for Best Cash Back Apps

The following apps are the easiest to get started with and yield great results. I personally use these on an almost daily basis. Be sure to read through the entire article for more detailed information on these recommendations.

  1. Ibotta (Get a $10 welcome bonus for signing up when you use my referral code “lvsxmgy” at registration .)
  2. Achievement (Get 100 points if you sign up using my link)
  3. Sweatcoin (Rewards you in digital currency just for walking)
  4. Shopkick (Earn free gift cards while shopping at favorite store)
  5. Fetch Rewards (Get 2,000 Fetch Points [$2.00 in points!] if you sign up using my link)
  6. Receipt Hog (Earn currency just for uploading receipts from purchases)
  7. Survey Junkie (Earn money by giving your opinion on partner brands)
  8. InboxDollars (Get a $5 bonus just for signing up)


Download the free Ibotta grocery savings app and start earning cash back on the shopping you’re already doing. Use the app to find offers and claim them by snapping a picture of your receipt.

Inside my actual account:

Screenshot of an Ibotta account

You can cash out your savings once you hit the $20 minimum. You can get paid through PayPal or Venmo or load the money onto gift cards. 

Click here to get signed up with Ibotta and get a $10 welcome bonus.


Achievement is a get paid to walk around app. Yes, you get paid just to track your steps. You can earn money by taking steps to become healthier, such as tracking steps, sleeping, logging meals, opting into challenges, completing surveys, tweeting, and more.

Inside my actual account:

Screenshot inside an Achievement app account

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Achievement connects with apps like Apple Health, Samsung Health, Fitbit, Strava, MyFitnessPal, and Garmin. Earn $10 cash for every 10,000 points. Cash is paid through PayPal or directly to a bank account.


Sweatcoin is an interesting concept that also pays you for walking outside. This get paid to walk around app technically pays in the app’s “coin” currency, but those points can be redeemed for goods and experiences. If you’re already doing a lot of walking, this is a cool way to passively earn some rewards.



Check out this free app. It pays to walk!


A few friends have told me about Shopkick, which allows you to earn rewards in multiple ways, which include simply walking into a qualifying store.

Inside my actual account:

Screenshot of a Shopkick account

Other ways to earn points (called “kicks”) include shopping with a linked card, scanning barcodes on selected products, viewing online products, watching videos, and visiting online stores. Kicks can be redeemed for gift cards at stores like Walmart, Best Buy, and Target.

If you find a mall or strip mall with several Shopkick retailers, you can get several dollars just by walking around selected stores. Shopkick users can earn $50 gift cards with minimal time and effort.

Download the app on iOS or Android to test it out for yourself.

Fetch Rewards

I like the Fetch Reward app because it’s so easy.  You can earn extra cash back just by snapping a picture of your receipts.

Fetch has partnered with over 250 popular brands, and when you buy any of those, you’ll earn points.

You can then redeem points for gift cards to retailers like Best Buy, Sephora, Staples, Gap, and more. (I’ve been cashing in for $10 Amazon gift cards.)

Turn your grocery receipts into gift cards with Fetch Rewards. It’s super easy. Just click the below and you’ll get $2 in points when you snap your first receipt.

It’s also kind of a cool tool to track your spending across time and across different stores.

Receipt Hog 

The Receipt Hog app pays you for uploading your receipts from purchases, and has paid out over $2.5 million to users. (The company uses your receipts for marketing research.) The more receipts you upload, the more you earn in coins. You can redeem those coins for sweepstakes entries or simply get paid via Amazon gift or Visa gift card or use your PayPal account.

Inside my actual account:

Screenshot of a Receipt Hog account

Survey Junkie

With Survey Junkie, you get to be the influencer — and give your opinions to hundreds of partner brands.

Inside my actual account:

Screenshot of a Survey Junkie account

As one of the highest paying survey apps, Survey Junkie offers popular gift cards and cash outs via PayPal. Join the 3+ million members and get started today.


Most of the InboxDollars surveys pay between $0.50 and $5, but occasionally you’ll see offers up to $20 or more. InboxDollars pays you in REAL dollars, not points, and offers a free $5 sign-up bonus.

Inside my actual account:

Screenshot of an InboxDollars account

My Final Thoughts

If you’ve been asking yourself the question of “What are the best cash back apps” I hope that this article has been helpful. All of the apps listed, I personally use nearly every single day.

Each of these apps only take a couple of minutes to set up. Do not hesitate to get started and earn some extra money just by doing many of your daily activities!